Taking Steps Towards Budgeting

On Wednesday night, feeling restless and unable to sleep in the wee hours of the morning, I sat on the couch with my laptop and stumbled across Cait Flander’s Mindful Budgeting Planner ($40).

I recently heard about Cait through one of Jessica Moorhouse’s podcast and was also impressed with Cait’s articles, namely one on the privilege of financial advice; I’ve since admired her and have been following her on Twitter.

Even my personal definition of what minimalism means to me is a privilege. Being able to decide what adds value to your life and letting go of what doesn’t – how fortunate am I to be in the position to apply that to any area of my life!? If my diet is making me feel bad, I can walk into a grocery store and buy better food. If the work I do is leaving me unfulfilled, I can find other work. If I need/want to learn a new skill, I can take a class. The list goes on and on.

Since then, her blog has intrigued me.

And seeing her planner, I suddenly wanted it. At the moment, it felt a bit like a sleep-deprived impulse buy, but given the impeding changes coming up in 5 months, moving back south, I’m going to have to start budgeting … soon.

I’ve never really budgeted and hated doing so. I really just spend as much as I feel is necessary, occasionally buying a treat for myself (i.e. leggings, bath bombs). Even when I travel, I don’t budget.

Anyway, I ended up ordering the planner, which is printed on demand and then shipped in Canada. With the shipping charges, it was a bit steep at $58. I balked when I saw the price and nearly changed my mind, but the biggest draw for me is to have an online Facebook community where I can share thoughts and tips as I being using the planner.

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Other the past month, I’ve really been enjoying participating in Jessica Moorhouse’s Facebook group, Money. Life. Balance. and also got included in a recent group chat with some old high school friends on investing (I got roped in due to the posts I’ve been sharing on social media). It’s the social support that I need the most. I also occasionally bounce ideas with family and friends, but love the diversity of information that comes to me when I can connect with people of different backgrounds, situations and privileges.

Really looking forward to the planner. It should, hopefully, arrive here by next Friday. Fingers crossed!
 

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One thought on “Taking Steps Towards Budgeting

  1. I totally understand the prices for some of those planners. But I know the costs that go into it why people charge that much! Cait is delightful (got to meet her in person) and her blog is really good! I wish I could be that open about my stuff 😉

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