Net Worth – December 2017

Late posting my net worth, but here it is.

A few points of note over the past 2 months –  I got some cash gifts from my family (~$600) for my 35th birthday. Big expenses included paying for dental cleaning out of pocket ($100) as I currently do not have health insurance, my license plate renewal ($240) and a cancellation fee from Sirius XM ($40)*. Also, I bought a booster for the car ($155). The largest expense was the Additional Qualification course that I will be starting at the end of January ($685).

In general, over the holidays, I have been generous with my spending as I want to enjoy the time I have with friends and family. This is something I’ve made peace with on a personal level, knowing that being away for 5 years in Quebec has made me feel a bit more disconnected with loved ones.

My Honda CR-V is paid off, as is my Motorala phone, so I am debt-free! That is a good feeling and of course, I never have a balance on my credit cards. I have also decided not to make any clothing purchases this year and in a way, that feels quite freeing.

Having said all that, I’m still waiting for the second half of my December pay to come in. Overall, I’m down about $3000 from October 2017, but at least I’m glad that I have maxed out my RSP contributions. I knew that I would not be saving at all, but my goal is to break even while reestablishing myself coming back to city life and enjoying the process.

Even without health insurance/coverage, I have still decided to pay out of pocket to take care of myself in ways that I could not previously (due to isolation, not lack of funds). I am basically spending the money now instead of over the past few years, which would have been the intention. Tomorrow I have an initial assessment with a physiotherapist for my right leg/knee (~$100), on Tuesday I will have my 3rd appointment for massage ($85) and Thursday, my counsellor ($60). Please note that I do generally space these appointments out but I ended up accidentally pushing them off into the second week of January.

I’m going to try to monitor my groceries by paying in cash for the next month and see how this feels. I do buy some expensive items (i.e. vegan meat replacement, vegan junk food) and want to make sure that I’m not just blowing it all.

To continue to minimize my spending, I’ll continue going to my yoga studio ($3800/10 months) and use my Goodlife gym membership ($400+tax/year). I have paid for two months of Cody app subscription ($10 USD/month) but will be cancelling it by January 17th. Gas is a big expense, and while I have not been tracking that, I should and will try to only go to Shell using my American Express credit card.

I’ve also applied for EI for the two week seasonal layoff (i.e. Christmas holidays where substitute teachers are not offered work), but likely won’t see any of that until later down the road. I still need to get a Record of Employment and am waiting as I’ve officially resigned from my former school board as of January 1st, 2018.

It really felt cathartic to write all this out and take a look. It’s important to do this work for myself. I know I get a lot of help from family**, who pay for groceries, take me out and take care of me in ways that is not measured monetarily. I am going to make better efforts to show gratitude to others through time and still be mindful of spending.

Here’s to an exciting 2018!

*Pissed at myself for this as I didn’t note the subscription roll over. Normally, I note these things in my calendar and set an alarm.
**My brother-in-law and sister let me hop on their TV account.

Advertisements

Applying to Another School Board

Took the day off.

Went to a Kitchener library in the afternoon and sent in an application for the Avon Maitland District School Board. It costs us $12 for each application on the Apply to Education website, which is the site that most public school boards in Canada now use.

Screen Shot 2017-11-23 at 5.10.58 PM
While I’m not particularly focused on entering this school board, I figured it would be wise to have options. It extends northwest of the Kitchener-Waterloo area. I figure if work is slow with my current school board, I can also take full day work with Avon-Maitland.

Screen Shot 2017-11-20 at 2.48.46 PM

Moving Out of Waskaganish

It’s official! I am leaving Waskaganish after 4 years of teaching here. Yesterday, the moving truck came and took my boxes. I tipped them $30 USD – I couldn’t find my wallet – and two cold beers. I actually took half a moving day; I will take the second half of the day next week.

It feels much better to have my belongings out of the house, although there’s still a lot of clothing I haven’t packed yet. Likely, I’ll grab the rest of my belongings at the beginning of August, when I have to drop J. off after the end of his vacation.

Pretty excited to be headed out. We are departing on Tuesday, after the last day of work.

IMG_20170622_110122923

Counting Down the Days

I’m lying naked on the bathroom floor, after a hot bath, not feeling I’m quite ready for bed yet.

Been feeling a bit impatient, anxious for upcoming changes and yet still trying to cherish all the things I love about being here, which is mostly just my time. Specifically, my time with J. and my free time outside of work.

J. and I still laugh every day, and lately, it’s as if we’ve been laughing harder than ever. Like any other couple, there are things that drive us nuts about each other, but for the most part, we have fun. We’ve been walking  to work (if it’s not raining), ditching the car (if we aren’t doing a grocery pick up) and enjoying being able to see each other throughout the day (if we aren’t doing real work) since we are in the same building. Yet it will be very different for us in a month’s time. Or just forever. Who the fuck knows.

Of course, being a person who enjoys change and welcomes it, I know it would be absolute torture to be trapped in the same cycle forever. I can’t say that I’ve been very good at staying put in life; the fact that I’ve even been at the same job for 4 year is a record for me. Financing the Honda CRV was a good idea, as it gave me a financial ball-and-chain that would tie me to Canada. I just didn’t think that my relationship would have been an even better incentive.

What happens in the future is unknown. I’m happy in my relationship – although my family hears a disproportionate part of the parts that drives me absolutely batty – and I, ummmm …. well, we would like to make an effort to be together, despite the distance.

In the long range of things, there are lots of factors I can’t predict. The vision is to obviously land in an urban environment together and both be employed and happy, compromising where we need to based on the other’s needs. We’re trying to focus on the same target but yet the vision is blurred and both of us may be seeing it from different angles. We don’t know where we will land, although Ottawa has been discussed. The future is in unknown.

Officially, I will be leaving in 2 weeks. I’m not even packed yet and report cards are due Friday. Mentally, I’m sort of checked out at work, but still going through the motions and wrapping things up. I can’t say I care about too much at this point, as students are writing their exams and I don’t have to teach. If they’ve prepared themselves and studied, then they’ll do okay. If they’ve been apathetic for the past few months, it’s too late in the game to change anything.

So I’ve been distracting myself. I managed to finish season 6 of HBO Girls, generate more layouts for my new Leuchtturm1917, keep reading my British books and WhatsApp with my friends online. I mean, it’s not much more different than what usually happens, but perhaps waaaaay more TV time than I usually have. It’s not particularly exciting but it keeps me occupied.*

I’m hoping that at least, once the report card marks go in, I can breathe a bit.

I’m looking forward to it being Saturday!

*The original plan was to distract myself in the evenings with kayaking, but with a) the cool weather we’d been having and b) the lack of wetsuit, I’m not going into the Rupert River this week. The Hullavator, a.k.a. Metal Antlers, are still in the basement.

Life Update

I haven’t been blogging as regularly as I used to. It’s likely because Cody and Instagram have become other platforms for microblogging. I’ve decided to take a break from those two platforms for a bit and refocus on writing here, where I can write longer passages with more thought and clarity.

Having said that, here are some life updates:

  • Professional Development: Right after returning from Goose Break in a snowstorm, I drove straight back down to Kingston, Ontario for the annual math conference run by OAME. I did my first presentation at an Ontario conference, which was attended by my mentor, T., and also a friend; it went well and I made a few new connections too. This conference is particularly important to me as I am often feeling demotivated at this time of year; the energy and excitement I get helps to reinvigorate my passion for teaching. Not only that, but I got to meet Gail Vaz-Oxlade, as she was one of our keynote speakers!IMG_20170512_222256882
  • Netflix: I’ve been obsessed with Call the Midwife lately.  I’m late in the game – the show is currently at season 9 – but I finally finished season 5 last week and am now scouring for torrents of season 6. There are very few shows that show such a wide range of amazing women and be able to present a variety of important and sensitive topics. No need to worry about the Bechdel test here.
  • School: Had another visit from Science Travels, which is the third or fourth year in a row. They are always graduate students from the University of Ottawa. I’m always happy to welcome a group of nerds and just have some fresh conversation. This keeps me busy for 4 days straight, as I end up picking them up at the airport, going out for dinner with them and showing them around the school. It was fun, as always, though I didn’t spend as much time with this group as I did in previous year. Also busy with Elephant Thoughts as a new crew of 3 is in and helping my Grade 10 and 11s with studying and examination prep.
  • Bullet journal: Still using my first #bujo since September. The black hardcover grid Peter Pauper Press journal has worked well. I use it regularly for my weekly tasks, although I’ve officially started working on my new Leuchtturm 1917 (~$20) and setting up the new layout. It might take a while, but I hope to transfer to using it daily by July.
  • Sharing financial advice: A couple of female friends have been inquiring about financial advice lately and I’ve been really happy to share. I’ve mainly been explaining the differences behind using your RRSPs and TFSAs for investing and teaching friends about roboadvisors and why they’re a great place to start.
  • Make-Up: I dropped a couple of hundred of dollars on make-up in the past year, with the goal of learning how to do the basics. I invested in good vegan products, such as Tarte. YouTube tutorials (free!) have helped me learn the process and I can do a winged liner decently with some basic contouring (although I often forget the nose). I decide I wouldn’t be spending anymore on make-up as I have what I need and don’t need to go down a slippery spending slope. During the break, I did indulge in just one more item, a blending brush for my liquid foundation (~$10) from eyes. lips. face at Shopper’s Drug Mart. It was starting to feel ghetto using my fingers to apply … I had been looking for a foundation brush and nearly put in an order with Sigma, but remembered that, as of last year, e.l.f. finally switched over from horse hair to synthetic fibres on their brushes.

    IMG-20170511-WA0001

Exciting News

Some exciting news, which a few of my friends know about, but I haven’t shared with too many people yet …

The Ontario College of Teachers is doing a small article on my classroom in the “Tech Class” column! They flew a photographer up north a few days ago and we spent yesterday doing the shoot with three students. It was super fun, although a bit tedious.

The way this all came about is funny; I offered to be interviewed by phone with a journalist who was looking to speak with teachers. I had no idea that he represented my licensing board. I didn’t hear anything for several months and was contacted in December by the media company that OCT contracts. We set up the appointment and now it’s done!

I’m really hoping that this will help me with my networking and job-hunting in the future.  The article won’t be posted until March 2017, but I’ll post more info then!

img_20170118_105548835

Considerations for Leaving the North

Lately, I’d been considering whether I should leave the north or not. I’ve had a few students ask me if I am staying on for next year and have told them that it wouldn’t be likely.

While I know I am seeking new challenges and know that one will never truly be ready for change, there are many aspects of the north that I know I will miss.

  • Cheap rent: I pay about $1000 a year as my housing is mainly subsidized.
  • Minimal commute time: It takes me less than 5 minutes to drive to work and only about 12 minutes to walk. It’s easy for me to pop in on the weekends or the evenings if I’ve forgotten something or would like to catch up.
  • Lots of free time: Related to having a minimal commute time. If J. is running late, I could still walk home or just head to the gym by myself.
  • Accessible and affordable gym: The gym is literally the building next to my school. For my membership, I pay approximately $120 for the entire year. And mind you, I drop a lot more dollars on Cody app fitness plans, but those have always been an investment in my health and knowledge. The other thing is that I’ll never have again is a fairly unused squat rack where there are no line-ups.
  • Being able to sleep in: Again, related to the short commute, I can sleep in pretty late.
  • Having time with J.: Since we currently work in the same building and have the same start times, we travel to and back together. We are able to have lunch together and eat dinner at the same time.
  • Being able to save money: There is no place to spend it. If you spend money online and order items, you have to put some thought into it. There is no place to buy alcohol, so going out for a cinq-à-sept after work instead of the gym isn’t something that happens.
  • Having a big, fat classroom budget: I am currently able to spend $2200 a year for my classroom. That’ll never happen again in a public school “down south”… sigh.

Ultimately, I have to finalize a decision by the end of February. I have to sign a piece of paper and give it to my principal to declare whether I am staying or not. I’m trying to screw up the courage to do it, but at the same time, map out my future with J. It’s tricky and am just trying to figure out how we are going about things.

So just to support myself emotionally and mentally, I’m reminding myself that people quit their jobs and do new stuff all the time. Even awesome and inpsiring ladies like Jessica Moorhouse is able to take the leap and quit her job to try something new and that sometimes you just have to put yourself out there.

I’ve also been re-listening to Cheryl Strayed’s Wild. I’d read it a few years ago, but since my friend V. got me listening to the Dear Sugar podcast, I decided to revisit her book. If you’re unfamiliar with the story, it’s about a woman who decides, during a very difficult period of her life, to do a solo hike of the Pacific Crest Trail. Reading about all the hardships of hiking in the wilderness alone – not stepping on rattlesnakes, running out of water, losing a hiking book off the edge of a cliff – helps me put into perspective my own hardships (which there are very few of).

Anyway, it’s still Thursday. I have a spare first period, so it was nice to find this time to blog, but I need to keep my feet on the ground and head out for work soon!

wild.jpeg

Signing Up for An AQ

As I had previously mentioned, I was wondering whether I should register for another Additional Qualification this year. Of course, yes. The school board pays for it.

However, I was wondering whether I should start in November or wait until February. My mom* said, just sign up for November. I put my application in and got accepted yesterday forIntegration of Information & Computer Technology in Instruction – Part 1.

Just paid for my course!

Time to enjoy my long weekend.

screen-shot-2016-10-07-at-5-47-56-pm*My mom is pretty smart so I try to listen to her as much as possible. 

Looking Ahead: Professional Development

In my school board, once you have worked for 2 years and become full-time permanent, you are entitled to approximately $900 for courses and professional development under a program called “Teacher Improvement Plan.”

Last summer, I used this opportunity to have a credit covered covered and took an in-class Additional Qualification for Senior Math. This was during my vacation, of course, but going to an in-person class at University of Toronto was actually well worth it. The class was small but we had such a great time. It really made me even more passionate as a math teacher and for the first time, I was inspiring and mentoring younger, less-experienced teachers.

I’m trying to decide which AQ to take this year. I chatted with my mom on the phone and told her that I would either get my Senior Geography teachable or Integration of Information & Computer Technology in Instruction – Part 1. She suggested that I focus on my strength; the long-term goal to becoming an expert at #edtech means that I could work towards being a specialist. This could even open up the door of becoming a consultant, since education technology will not be going away any time soon!

On the weekend, I browsed through the Queen’s University website. I’m still trying to decide if I should sign up for the Fall or the Winter session. I guess I still have a month to think about it!

screen-shot-2016-10-02-at-11-19-50-am