Just some financial updates:
Sirius XM: Canceled my annual subscription (~$250), since I moved back south.
TSFAs: As I’m not working every single day, and I still have a habit of eating out, cash flow is a bit tighter. For the second time in my life, I withdrew about one year’s worth of contributions from my TSFAs. I don’t feel particularly guilting for eating out with friends or on my own. If anything, I’m just focused on being good to myself and enjoying my life. I’ve lived for 4 years without being able to do this much.
RSPs: I cancelled my ASP transfers ($333/month) to Wealthsimple for the reasons stated above. Going to reassess what my finances look like this coming January. For now, I am depleting my TSFAs and not making that much, so putting RSP contributions on hold for a little bit.
Auto: Recently had to make a CAA service call, when my battery wouldn’t start on a cold morning. The battery itself is only 3 years old – on average, it should last 5 – but I believe living in the north, where it can be -30 C for many days at a time, wore it down a lot more quickly. I did get a DriveClean test today, since my vehicle is now just over 7 years old, and will be renewing my license stickers ($240).
Books: Just finished Roxane Gay’s memoir, Hunger, as I was inspired to read it after seeing her TED Talkafter seeing her TED Talk. This is definitely one of the best memoirs I have read (it’s not necessarily my favourite genre). Highly recommended. She really is a good writing and choosing words is quite the craft.
Desire Mapping: I’m still working on this Cody plan, that was put together by Danielle LaPorte. I put it down for about a month and am at the halfway mark right now, module 5. If you’re a Cody App member, you’ll know that everything is switching over to subscription ($20 USD/month*), since Alo Yoga bought out the company. You won’t be able to buy individual plans after December 2017.
Happy winter solstice!
*I’m paying a special rate of $10 USD/month as a long-time member. It’s been, what, 3 years?