Net Worth: May 2017

Nothing much to say here. Numbers are going up – all is good!

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Monthly Goals – February

Fitness and Health

  • Meal-planning (0/5): Been getting lazy with this. Argh.
  • Try new recipes (2/5): Tried two new recipes from the Indian cookbook


  • Start on Queen’s AQ on OT (1/5): Just worked on the first module … continue in March
  • Apply to school boards (3/5): I ended up applying to DDSB, UGDSB and WRDSB; next week I have an interview in Waterloo! Decided not to apply to PDSB, TDSB or YRDSB. The later two are declining boards and areas which I either know will not be good future home for me. I’m still interested in Peel but will reapply the next time it opens up.
  • Work on interview questions (1/5): Only getting started on this! Otherwise been spending time scouring the teacher discussion groups on Facebook, collecting info and bugging former coworkers for tips and tricks.
  • Get a third reference letter (5/5): Glad that this didn’t take too long. Signed and scanned into a PDF, uploaded onto Apply to Education


  • Set up ASPs for RSPs (5/5): Am funnelling $333 off each biweekly paycheck towards my new WealthSimple account.
  • Set up password maintenance system (2/5): Started transferring information but not finished yet …
  • Analyze ETFs (0/5): Too much job hunting going on. ONCE AGAIN, this fell on the back burner. I’m putting this goal on pause for now.
  • Work on AQ reimbursement (5/5): Printed all my papers, now just waiting for a copy of the transcripts to come in from Queen’s University ($15/transcript) so I can submit it to HR and get the $680 reimbursed

Also, no net worth postings this month. I’m switching to only calculating it every 2 months.

Net Worth – January 2017

I skipped the December net worth calculations. Doing it on a monthly basis is a lot of work, so I might switch over to every other month. The annoying think is that NetwordIQ won’t show you the percentage difference from your last entry if it does not have (GRRRR).

Having said all that, I don’t want to yet until I figure out how to yet automate a few bill and credit card payments, so that I forget!

Even with a very costly trip to Jordan and Israel over the holidays, things are good! That gives me a green light to start thinking of some more ambitious finance goals for 2017 …

More on that later!


Net Worth – August 2016

Not much of a change from July 2016. It is back to work, so going out less to eat (since our options are limited). However, I did do some shopping in the past little while:

  • David’s Tea ($71) – I order at this time of year because Pumpkin Chai has become part of my regular winter routine, and this flavour is only sold seasonally around fall. Shit. Did I just say that it’s fall?!
  • Sephora ($170) – Brush set, angled brush, primer … didn’t expect to spend this much but when I buy make-up, it’s for a good few years. I expect pretty much never to buy
  • Birthday present for Gramma ($34) – It’s a secret right now …
  • Books from Indigo ($97) – Bought some coffee table books (Humans of New York, Postsecret) for my students to read in my classroom. Also got a book on teaching and one that was recommended on my yoga course (The Oxygen Advantage: The Simple, Scientifically Proven Breathing Techniques for a Healthier, Slimmer, Faster, and Fitter)

But in good news, I got my OAME conference ($330) covered by the school board! The finance department was slow on the follow-up, but I finally got the transfer a couple of weeks ago. Unfortunately, they wouldn’t cover my gas or lodging, but that’s alright.

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Net Worth – July

Again, kinda behind on my posting. Here’s my net worth for the month of July, calculated about two weeks late. Better late than never.

Summer’s over and I’m done playing. Just got back up north and am now on day 4 of the new school year. Today, we will be doing a one-hour orientation with the students and then tomorrow, classes start.

Being down after vacation isn’t unusual. It is projected, as I am still waiting on reimbursements from work, specifically travel (~$100), school supplies I purchased (~$1000) and the math conference from May (~$600), but included these sums as if I were already paid back.

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Net Worth: March 2016

NOTE: The bump comes from a small inheritance from my late grandfather business. This is on my father’s side of the family.

As usual, at the end of each month, I calculate my net worth. I forgot to calculate for January 2016, unfortunately and to be totally honest, don’t know where this giant bump comes from.

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That aside, I wanted to note a few other events that may have increased my net worth this month:

Digital sale: I sold my Instagram handle to an app developer for $100 USD. Yeah, weird when a stranger on the internet contacts you and offers you money out of the blue. Of course, I said yes! Granted, the conversion rate to Canadian sucks right now, so I kept it as US dollars in my Paypal for online purchases with American companies.

Marking exams: I was asked by the administration to mark some provincial-level high school exams. I immediately said, “Yes!” when the vice-principal clarified that it was paid work. This was my first experience doing this task; it took me a lot longer than I had expected and I felt slightly embarrassed (since it is the very course I’m teaching). Subsequently, I wrote down that it took me 4 hours, when it really was more like 7-8 hours. I didn’t want to seem as if I was inflating my value or lying on my timesheet. I got paid about $186 … I should have claimed it more accurately. This is just a really good example of what behavioural psychologists point out: female employees often undervalue their own time and worth; we tend to pay ourselves less than the male equivalent.

Substituting:  Made a couple of hundred dollars the last two months from substituting other teacher’s classes.