Net Worth – October

I’ve been slacking off on calculating my net worth. Didn’t do it for July, August or September. I wanted to include my auto loan, which is probably around $1000 but then Honda Finance decided to change their login system. I meant to call them but just never end up doing it!

So rather than put it off another month, I included an estimate of $1200 remaining on the Honda CR-V. A few comments:

Overall net worth: Generally stable, considering that I’ve spent a lot of money this summer eating out. I also have a higher rate of rent ($600) to pay, as well as payments for my Yoga Teacher Training tuition (~$333); both are withdrawn on a monthly basis.

Selling off personal property: $1500 total; from the Ikea standing table ($200), cross country skiis and boots ($300) and my kayak and kayak gear ($1000)./

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You may be wondering why I even sold some of those things I had worked hard to acquire. Personal belongs that I really enjoy and put me in a better lifestyle of healthy living.

I have not mentioned to a lot of people yet, but I left my 5-year relationship a few weeks ago. Emotionally, I’m recovering must faster and better than I had expected. I have lots of close friends and family that have been able to support me (my grandmother said, “You don’t need him.” I really wish she were able to say DTMFA* in Chinese). I also started going to a therapist.

I really didn’t want take the millenial-esque approach and vomit gory TMI** details all over the Interwebs nilly-willy. I’m in the process of wrapping up some details and trying to get a few of my belongings back. Obviously I’ve taken the kayak at a huge (financial) loss, but extricating myself from my former partner has not been without disputes or struggles.

Anyway, that’s it for now. Finances are okay. Emotions are okay. Physical body is great. Self-confidence is actually higher than normal. YTT has been phenomenal. Making friends in Kitchener-Waterloo has been slow but starting to take off!

I’ll continue to blog more over the next months as I know I’ve been neglectful, often just microblogging – via Instagram – instead of putting down my words here. I intend to write more and I really do love to write in this space of mine, even if there are very few readers.

Last thing: Please, please, please write back to me if you read my blog. You don’t necessarily have to comment on the page itself, but a text, an email or phone call is lovely too.

*DTMFA is an abbreviation for “Dump the mother f***er already”
**TMI is an abbreviation for “too much information”.


Monthly Goals – February

Fitness and Health

  • Meal-planning (0/5): Been getting lazy with this. Argh.
  • Try new recipes (2/5): Tried two new recipes from the Indian cookbook


  • Start on Queen’s AQ on OT (1/5): Just worked on the first module … continue in March
  • Apply to school boards (3/5): I ended up applying to DDSB, UGDSB and WRDSB; next week I have an interview in Waterloo! Decided not to apply to PDSB, TDSB or YRDSB. The later two are declining boards and areas which I either know will not be good future home for me. I’m still interested in Peel but will reapply the next time it opens up.
  • Work on interview questions (1/5): Only getting started on this! Otherwise been spending time scouring the teacher discussion groups on Facebook, collecting info and bugging former coworkers for tips and tricks.
  • Get a third reference letter (5/5): Glad that this didn’t take too long. Signed and scanned into a PDF, uploaded onto Apply to Education


  • Set up ASPs for RSPs (5/5): Am funnelling $333 off each biweekly paycheck towards my new WealthSimple account.
  • Set up password maintenance system (2/5): Started transferring information but not finished yet …
  • Analyze ETFs (0/5): Too much job hunting going on. ONCE AGAIN, this fell on the back burner. I’m putting this goal on pause for now.
  • Work on AQ reimbursement (5/5): Printed all my papers, now just waiting for a copy of the transcripts to come in from Queen’s University ($15/transcript) so I can submit it to HR and get the $680 reimbursed

Also, no net worth postings this month. I’m switching to only calculating it every 2 months.

Net Worth – January 2017

I skipped the December net worth calculations. Doing it on a monthly basis is a lot of work, so I might switch over to every other month. The annoying think is that NetwordIQ won’t show you the percentage difference from your last entry if it does not have (GRRRR).

Having said all that, I don’t want to yet until I figure out how to yet automate a few bill and credit card payments, so that I forget!

Even with a very costly trip to Jordan and Israel over the holidays, things are good! That gives me a green light to start thinking of some more ambitious finance goals for 2017 …

More on that later!


Net Worth – August 2016

Not much of a change from July 2016. It is back to work, so going out less to eat (since our options are limited). However, I did do some shopping in the past little while:

  • David’s Tea ($71) – I order at this time of year because Pumpkin Chai has become part of my regular winter routine, and this flavour is only sold seasonally around fall. Shit. Did I just say that it’s fall?!
  • Sephora ($170) – Brush set, angled brush, primer … didn’t expect to spend this much but when I buy make-up, it’s for a good few years. I expect pretty much never to buy
  • Birthday present for Gramma ($34) – It’s a secret right now …
  • Books from Indigo ($97) – Bought some coffee table books (Humans of New York, Postsecret) for my students to read in my classroom. Also got a book on teaching and one that was recommended on my yoga course (The Oxygen Advantage: The Simple, Scientifically Proven Breathing Techniques for a Healthier, Slimmer, Faster, and Fitter)

But in good news, I got my OAME conference ($330) covered by the school board! The finance department was slow on the follow-up, but I finally got the transfer a couple of weeks ago. Unfortunately, they wouldn’t cover my gas or lodging, but that’s alright.

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Net Worth – July

Again, kinda behind on my posting. Here’s my net worth for the month of July, calculated about two weeks late. Better late than never.

Summer’s over and I’m done playing. Just got back up north and am now on day 4 of the new school year. Today, we will be doing a one-hour orientation with the students and then tomorrow, classes start.

Being down after vacation isn’t unusual. It is projected, as I am still waiting on reimbursements from work, specifically travel (~$100), school supplies I purchased (~$1000) and the math conference from May (~$600), but included these sums as if I were already paid back.

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