Net Worth: March 2016

NOTE: The bump comes from a small inheritance from my late grandfather business. This is on my father’s side of the family.

As usual, at the end of each month, I calculate my net worth. I forgot to calculate for January 2016, unfortunately and to be totally honest, don’t know where this giant bump comes from.

Screen Shot 2016-04-02 at 3.00.13 PM

That aside, I wanted to note a few other events that may have increased my net worth this month:

Digital sale: I sold my Instagram handle to an app developer for $100 USD. Yeah, weird when a stranger on the internet contacts you and offers you money out of the blue. Of course, I said yes! Granted, the conversion rate to Canadian sucks right now, so I kept it as US dollars in my Paypal for online purchases with American companies.

Marking exams: I was asked by the administration to mark some provincial-level high school exams. I immediately said, “Yes!” when the vice-principal clarified that it was paid work. This was my first experience doing this task; it took me a lot longer than I had expected and I felt slightly embarrassed (since it is the very course I’m teaching). Subsequently, I wrote down that it took me 4 hours, when it really was more like 7-8 hours. I didn’t want to seem as if I was inflating my value or lying on my timesheet. I got paid about $186 … I should have claimed it more accurately. This is just a really good example of what behavioural psychologists point out: female employees often undervalue their own time and worth; we tend to pay ourselves less than the male equivalent.

Substituting:  Made a couple of hundred dollars the last two months from substituting other teacher’s classes.

Extra Income

Generally, I’ve always declined opportunities to substitute for other teachers and I try to utilize my spare periods to prep. I don’t particularly enjoy substituting, but I have to face the fact that I will eventually be substituting regularly when I move back to Ontario. I’ve been saying yes more often and in the past 6 months, covered 7 periods (50 minutes). This gave me some extra income of approximately $320.

Not a huge amount, but pretty easy money for the amount of time and effort that’s needed! I’ll probably continue subbing a lot in the next few months.

First Rebate

A few months ago, a student introduced me to Basically, the program is set up to track online purchases and in return for the data that they collect on you, you receive a small cashback on your purchases (usually varies between 1-5% with increased incentives during holidays and long weekends). The company has been around for a long time and I recall hearing about it many years ago, but I never did much online shopping until I moved up north.

Out of curiosity, I used my student’s referral code, so that I could get a $5 bonus and she received $10. Since then, I’ve made a few purchases through Ebates. Mind you, I didn’t shop more than usual. I made purchases I would have done anyway – birthday present for mom, a few books for myself and some household goods from Yesterday, I got my first cashback through Paypal – $14.70! Not a lot, but hey, I have no problem getting free money!

If you’re curious, you can always start an account using my referral link.